Our Products

Our core offering, DBA Insurance, provides mandatory Workers’ Compensation coverage for civilian employees working on U.S. government contracts outside the United States. This coverage includes war-risk, ensuring employees are protected even in high-risk conflict zones. Benefits provided:

• Medical Benefits - Medical care for work-related injuries and endemic illness, including medical evacuation or repatriation
• Disability Benefits - Wage loss benefits (temporary or permanent)
• Death Benefits - Funeral benefits and death benefits paid to qualified dependents

Foreign Voluntary Workers’ Compensation offers medical, disability, and income replacement benefits to employees working outside the United States who are not working under a U.S. government contract. This coverage can fill possible gaps in coverage by offering workers comp-style coverage in foreign locations. In addition to medical, disability and income replacement, this coverage provides: 

• Emergency Evacuation and Repatriation – medical transportation if medical treatment is not available in the local area or return of deceased employee to their home of record in the event of death
• Customizable coverage limits
• Standby coverage for work that may transition to a U.S. government contract

BTA insurance covers employees while traveling internationally for work. Designed for the unique risks of global travel, this policy includes:

• Terrorism coverage
• Kidnap and ransom coverage
• Emergency evacuation and repatriation

For work performed within the U.S. and subject to state workers’ compensation laws, Domestic Workers’ Compensation Insurance provides critical protection for your U.S.-based employees. Coverage includes:

• Medical treatment and rehabilitation
• Lost wage benefits
• Death benefits
• Vocational training