What We Do

Comprehensive protection and unmatched service when you, your employees, and their families need it most.

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Disability Compensation

A lifeline of coverage for lost wages for employees who suffer work-related injuries or illness.

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Coverage for Medical Expenses

Financial support for the necessary medical treatment and care that your loved ones deserve.

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Death Benefits to Survivors

Financial support to the cherished survivors and dependents of deceased employees.


With years of industry and military experience, we understand your needs.

We’re a small team of experts with extensive experience in support of U.S. government presence abroad, forward deployed areas of operation, and writing DBA insurance. With intimate knowledge of the operations that overseas contractors perform, our background allows us to better understand and evaluate the risks associated with each client’s mission.


Boutique firm


Mission Driven


Superior Service

The Team

Meet Our Experts

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Chris Leo


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DJ Todd


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Sandi George

VP/Head of Underwriting

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Tonya English

VP/Claims Director

Unmatched Excellence in Claims Management

Your peace of mind, our priority - navigating claims with K2 OCONUS

  • Multiple TPA options
  • Multiple medical evacuation vendors
  • Vast network of international medical vendors
  • Experienced DBA legal panel with dedicated attorneys
  • Experienced claim oversight of all reported claims

Our Advantage

K2 OCONUS - the team you can count on when it matters most.

We are a uniquely specialized company focused on Defense Base Act (DBA) insurance. We have extensive DBA experience and military service which allows us to better understand and address our client’s needs. We will be writing business on behalf of Nationwide, an A+ rated carrier.

Our mission is to provide the highest level of service and care to our client’s greatest assets – their employees - allowing them to return safely and in good health to their families and workforce.

K2 OCONUS aims to function as a boutique firm where we vet potential clients and work with those that meet our criteria of exemplary results, ethical standards, and thorough understanding of risk. Our target clients are those who are experienced in DBA and demonstrate a risk-management focus placing great value on their employees’ health and well-being.