K2 OCONUS | Defense Base Act (DBA) Insurance

Our Products

Comprehensive protection and unmatched service when you, your employees, and their families need it most.

Defense Base Act Insurance

Our core offering, DBA Insurance, provides mandatory Workers’ Compensation coverage for civilian contractors working outside the contiguous United States on U.S. government contracts. This policy includes war-risk coverage, ensuring employees are protected even in high-risk conflict zones.

Foreign Voluntary Workers’ Compensation Insurance

FVWC Insurance offers medical, disability, and income replacement benefits to employees working overseas who are not covered under a U.S. government contract.

Business Travel Accident Insurance

BTA Insurance covers employees while they are traveling internationally for work. This policy may include terrorism, kidnap and ransom, and emergency evacuation and repatriation coverage depending on the needs of the client.

Cyber Insurance

Required by many U.S. government contracts, Cyber Insurance protects against the financial fallout of cyberattacks and data breaches.

Domestic Workers’ Compensation Insurance

For contracts on U.S. soil, Domestic Workers’ Comp provides critical protection for your U.S.-based employees. This policy includes medical treatment and rehabilitation, lost wage benefits, vocational training and death benefits.

Why K2 OCONUS

With years of industry and military experience, we understand your needs.

We’re a small team of experts with extensive experience in support of U.S. government presence abroad, forward deployed areas of operation, and writing DBA insurance. With intimate knowledge of the operations that overseas contractors perform, our background allows us to better understand and evaluate the risks associated with each client’s mission.

We vet potential clients and only work with those who meet our criteria of exemplary results, ethical standards and thorough understanding of risk.

Boutique firm

Mission Driven

Superior Service

The Team

Meet Our Experts

Chris Leo

CEO

DJ Todd

CFO/COO

Sandi George

VP/Head of Underwriting

Tonya English

VP/Claims Director

Unmatched Excellence in Claims Management

Your peace of mind, our priority - navigating claims with K2 OCONUS

Multiple TPA options
Multiple medical evacuation vendors
Vast network of international medical vendors
Experienced DBA legal panel with dedicated attorneys
Experienced claim oversight of all reported claims

Our Advantage

K2 OCONUS - the team you can count on when it matters most.

We are a uniquely specialized company focused on Foreign Service and Government Contractors Abroad Insurance. We have extensive DBA experience and military service which allows us to better understand and address our client’s needs. We will be writing business on behalf of Nationwide, an A+ rated carrier and Skyward Specialty Insurance Group, an A rated carrier.

Our mission is to provide the highest level of service and care to our client’s greatest assets – their employees - allowing them to return safely and in good health to their families and workforce.

K2 OCONUS aims to function as a boutique firm where we vet potential clients and work with those that meet our criteria of exemplary results, ethical standards, and thorough understanding of risk. Our target clients are are those who are experienced in DBA and demonstrate a risk-management focus placing great value on their employees’ health and well-being.

Defense Base Act (DBA) Insurance + Contractors Abroad Insurance